Call reports 2014
TOYOTA FINANCIAL SAVINGS BANK — 2014
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 902,846,000 | 918,598,000 | 933,263,000 | 938,673,000 |
| Total loans | 842,530,000 | 854,638,000 | 854,834,000 | 867,309,000 |
| Allowance for loan losses | 19,106,000 | 19,236,000 | 18,419,000 | 18,591,000 |
| Securities available for sale | 9,136,000 | 8,340,000 | 7,905,000 | 9,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 689,758,000 | 676,004,000 | 668,533,000 | 659,233,000 |
| Interest-bearing deposits | 689,341,000 | 675,637,000 | 668,139,000 | 658,804,000 |
| Noninterest-bearing deposits | 417,000 | 367,000 | 394,000 | 429,000 |
| Equity capital | 166,838,000 | 170,766,000 | 156,914,000 | 164,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,287,000 | 22,433,000 | 33,879,000 | 45,203,000 |
| Interest expense | 3,368,000 | 6,673,000 | 9,946,000 | 13,213,000 |
| Net interest income | 7,919,000 | 15,760,000 | 23,933,000 | 31,990,000 |
| Noninterest income | 3,634,000 | 7,900,000 | 12,648,000 | 23,295,000 |
| Noninterest expense | 2,415,000 | 5,423,000 | 9,372,000 | 12,950,000 |
| Provision for loan losses | 1,265,000 | 4,106,000 | 5,693,000 | 8,250,000 |
| Pretax income | 7,873,000 | 14,131,000 | 21,516,000 | 34,085,000 |
| Income tax | 2,784,000 | 5,150,000 | 7,942,000 | 12,690,000 |
| Net income | 5,089,000 | 8,981,000 | 13,574,000 | 21,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,577,000 | 170,496,000 | 156,667,000 | 164,506,000 |
| Total capital | 173,987,000 | 177,977,000 | 164,184,000 | 172,185,000 |
| Risk-weighted assets | 580,853,000 | 586,481,000 | 590,235,000 | 603,144,000 |