Call reports 2013
TOYOTA FINANCIAL SAVINGS BANK — 2013
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 865,678,000 | 901,827,000 | 909,798,000 | 928,805,000 |
| Total loans | 815,580,000 | 839,933,000 | 850,795,000 | 874,425,000 |
| Allowance for loan losses | 25,621,000 | 24,182,000 | 24,066,000 | 23,003,000 |
| Securities available for sale | 10,724,000 | 10,020,000 | 9,708,000 | 9,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 657,261,000 | 647,301,000 | 651,791,000 | 736,725,000 |
| Interest-bearing deposits | 657,261,000 | 647,098,000 | 651,604,000 | 736,426,000 |
| Noninterest-bearing deposits | 0 | 203,000 | 187,000 | 299,000 |
| Equity capital | 166,998,000 | 172,206,000 | 157,721,000 | 161,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,616,000 | 23,245,000 | 35,088,000 | 46,967,000 |
| Interest expense | 2,985,000 | 5,999,000 | 9,048,000 | 12,319,000 |
| Net interest income | 8,631,000 | 17,246,000 | 26,040,000 | 34,648,000 |
| Noninterest income | 4,827,000 | 9,959,000 | 13,954,000 | 18,450,000 |
| Noninterest expense | 2,935,000 | 6,027,000 | 8,883,000 | 12,667,000 |
| Provision for loan losses | 11,000 | 2,037,000 | 5,105,000 | 7,918,000 |
| Pretax income | 10,512,000 | 19,141,000 | 26,006,000 | 32,513,000 |
| Income tax | 4,002,000 | 7,266,000 | 9,864,000 | 12,322,000 |
| Net income | 6,510,000 | 11,875,000 | 16,142,000 | 20,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,720,000 | 171,976,000 | 157,452,000 | 161,483,000 |
| Total capital | 174,568,000 | 179,932,000 | 165,374,000 | 169,284,000 |
| Risk-weighted assets | 610,050,000 | 620,226,000 | 617,654,000 | 608,896,000 |