Call reports 2012
TOYOTA FINANCIAL SAVINGS BANK — 2012
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 808,060,000 | 825,568,000 | 851,851,000 | 872,814,000 |
| Total loans | 760,664,000 | 771,504,000 | 792,092,000 | 813,980,000 |
| Allowance for loan losses | 32,334,000 | 30,431,000 | 29,103,000 | 29,085,000 |
| Securities available for sale | 9,439,000 | 9,294,000 | 11,746,000 | 10,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 651,686,000 | 647,164,000 | 670,846,000 | 666,762,000 |
| Interest-bearing deposits | 651,580,000 | 647,164,000 | 670,846,000 | 666,507,000 |
| Noninterest-bearing deposits | 106,000 | 0 | 0 | 255,000 |
| Equity capital | 148,634,000 | 154,921,000 | 156,033,000 | 160,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,191,000 | 24,340,000 | 37,029,000 | 49,548,000 |
| Interest expense | 3,566,000 | 6,619,000 | 9,630,000 | 12,677,000 |
| Net interest income | 8,625,000 | 17,721,000 | 27,399,000 | 36,871,000 |
| Noninterest income | 5,032,000 | 10,054,000 | 15,354,000 | 20,703,000 |
| Noninterest expense | 3,236,000 | 5,814,000 | 17,086,000 | 19,955,000 |
| Provision for loan losses | 3,721,000 | 5,302,000 | 7,250,000 | 11,894,000 |
| Pretax income | 6,700,000 | 16,659,000 | 18,417,000 | 25,725,000 |
| Income tax | 2,390,000 | 6,127,000 | 6,785,000 | 9,527,000 |
| Net income | 4,310,000 | 10,532,000 | 11,632,000 | 16,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,352,000 | 154,575,000 | 155,674,000 | 160,213,000 |
| Total capital | 155,922,000 | 162,246,000 | 163,537,000 | 168,194,000 |
| Risk-weighted assets | 580,778,000 | 590,883,000 | 607,825,000 | 617,341,000 |