Call reports 2009
TOYOTA FINANCIAL SAVINGS BANK — 2009
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 653,261,000 | 776,336,000 | 853,728,000 | 855,790,000 |
| Total loans | 623,426,000 | 706,714,000 | 761,880,000 | 795,454,000 |
| Allowance for loan losses | 24,970,000 | 25,889,000 | 40,468,000 | 38,974,000 |
| Securities available for sale | 9,907,000 | 29,105,000 | 22,535,000 | 16,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,072,000 | 670,754,000 | 696,570,000 | 699,059,000 |
| Interest-bearing deposits | 584,072,000 | 670,754,000 | 696,570,000 | 699,059,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 57,450,000 | 60,247,000 | 56,241,000 | 58,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,771,000 | 16,847,000 | 26,461,000 | 37,273,000 |
| Interest expense | 3,206,000 | 6,972,000 | 11,171,000 | 15,462,000 |
| Net interest income | 4,565,000 | 9,875,000 | 15,290,000 | 21,811,000 |
| Noninterest income | 7,446,000 | 16,745,000 | 25,797,000 | 34,894,000 |
| Noninterest expense | 9,169,000 | 13,004,000 | 15,384,000 | 18,061,000 |
| Provision for loan losses | 15,719,000 | 21,947,000 | 40,533,000 | 50,253,000 |
| Pretax income | -12,877,000 | -8,331,000 | -14,830,000 | -11,609,000 |
| Income tax | -4,777,000 | -3,083,000 | -5,516,000 | -4,295,000 |
| Net income | -8,100,000 | -5,248,000 | -9,314,000 | -7,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,421,000 | 60,273,000 | 52,038,000 | 55,474,000 |
| Total capital | 63,994,000 | 67,790,000 | 60,174,000 | 64,068,000 |
| Risk-weighted assets | 507,418,000 | 583,023,000 | 618,526,000 | 657,138,000 |