Call reports 2008
TOYOTA FINANCIAL SAVINGS BANK — 2008
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 471,141,000 | 504,094,000 | 571,106,000 | 607,509,000 |
| Total loans | 368,028,000 | 434,481,000 | 475,428,000 | 552,806,000 |
| Allowance for loan losses | 5,308,000 | 7,293,000 | 8,220,000 | 10,962,000 |
| Securities available for sale | 0 | 0 | 0 | 15,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,234,000 | 166,017,000 | 202,680,000 | 462,378,000 |
| Interest-bearing deposits | 148,234,000 | 166,017,000 | 202,680,000 | 462,378,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 45,269,000 | 64,663,000 | 63,771,000 | 65,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,830,000 | 13,585,000 | 21,002,000 | 28,837,000 |
| Interest expense | 4,650,000 | 9,142,000 | 13,838,000 | 18,590,000 |
| Net interest income | 2,180,000 | 4,443,000 | 7,164,000 | 10,247,000 |
| Noninterest income | 2,787,000 | 4,323,000 | 8,312,000 | 14,196,000 |
| Noninterest expense | 3,033,000 | 5,055,000 | 10,545,000 | 12,801,000 |
| Provision for loan losses | 2,182,000 | 4,844,000 | 7,519,000 | 11,399,000 |
| Pretax income | -248,000 | -1,133,000 | -2,588,000 | 243,000 |
| Income tax | -87,000 | -408,000 | -971,000 | 93,000 |
| Net income | -161,000 | -725,000 | -1,617,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,269,000 | 64,663,000 | 63,771,000 | 65,537,000 |
| Total capital | 49,298,000 | 69,301,000 | 69,659,000 | 71,393,000 |
| Risk-weighted assets | 321,080,000 | 368,405,000 | 468,762,000 | 463,375,000 |