Call reports 2007
TOYOTA FINANCIAL SAVINGS BANK — 2007
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 232,292,000 | 272,210,000 | 359,486,000 | 406,475,000 |
| Total loans | 189,204,000 | 250,289,000 | 294,366,000 | 331,454,000 |
| Allowance for loan losses | 2,143,000 | 2,782,000 | 3,205,000 | 3,685,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,648,000 | 68,558,000 | 95,598,000 | 143,385,000 |
| Interest-bearing deposits | 49,648,000 | 68,558,000 | 95,598,000 | 143,385,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 44,702,000 | 44,926,000 | 45,027,000 | 45,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,135,000 | 7,307,000 | 12,674,000 | 18,842,000 |
| Interest expense | 1,896,000 | 4,590,000 | 8,175,000 | 12,343,000 |
| Net interest income | 1,239,000 | 2,717,000 | 4,499,000 | 6,499,000 |
| Noninterest income | 1,363,000 | 2,783,000 | 4,236,000 | 5,798,000 |
| Noninterest expense | 1,677,000 | 3,355,000 | 5,849,000 | 7,982,000 |
| Provision for loan losses | 675,000 | 1,462,000 | 2,118,000 | 2,893,000 |
| Pretax income | 250,000 | 683,000 | 768,000 | 1,422,000 |
| Income tax | 95,000 | 305,000 | 289,000 | 540,000 |
| Net income | 632,000 | 855,000 | 956,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,702,000 | 44,926,000 | 45,027,000 | 45,430,000 |
| Total capital | 46,777,000 | 47,578,000 | 48,203,000 | 48,969,000 |
| Risk-weighted assets | 165,150,000 | 211,991,000 | 254,353,000 | 282,985,000 |