Call reports 2006
TOYOTA FINANCIAL SAVINGS BANK — 2006
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 53,914,000 | 68,812,000 | 101,342,000 | 175,640,000 |
| Total loans | 37,264,000 | 57,081,000 | 90,915,000 | 137,615,000 |
| Allowance for loan losses | 573,000 | 834,000 | 1,047,000 | 1,599,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,159,000 | 20,984,000 | 24,048,000 | 27,589,000 |
| Interest-bearing deposits | 15,159,000 | 20,984,000 | 24,048,000 | 27,589,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 36,489,000 | 35,758,000 | 35,047,000 | 44,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,605,000 | 2,957,000 | 5,232,000 |
| Interest expense | 119,000 | 413,000 | 1,051,000 | 2,398,000 |
| Net interest income | 547,000 | 1,192,000 | 1,906,000 | 2,834,000 |
| Noninterest income | 551,000 | 1,243,000 | 1,982,000 | 2,914,000 |
| Noninterest expense | 2,833,000 | 4,955,000 | 7,247,000 | 9,995,000 |
| Provision for loan losses | 129,000 | 510,000 | 798,000 | 1,458,000 |
| Pretax income | -1,864,000 | -3,030,000 | -4,157,000 | -5,705,000 |
| Income tax | -687,000 | -1,122,000 | -1,539,000 | -2,110,000 |
| Net income | -1,177,000 | -1,908,000 | -2,618,000 | -3,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,489,000 | 35,758,000 | 35,047,000 | 44,071,000 |
| Total capital | 36,892,000 | 36,368,000 | 36,008,000 | 45,642,000 |
| Risk-weighted assets | 31,317,000 | 49,012,000 | 75,991,000 | 124,867,000 |