Call reports 2005
TOYOTA FINANCIAL SAVINGS BANK — 2005
What TOYOTA FINANCIAL SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 39,861,000 | 42,626,000 | 43,914,000 | 45,978,000 |
| Total loans | 0 | 4,459,000 | 14,287,000 | 26,544,000 |
| Allowance for loan losses | 0 | 36,000 | 285,000 | 476,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,000 | 3,177,000 | 4,601,000 | 7,165,000 |
| Interest-bearing deposits | 427,000 | 3,177,000 | 4,601,000 | 7,165,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 39,250,000 | 38,837,000 | 38,287,000 | 37,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 60,000 | 374,000 | 782,000 | 1,308,000 |
| Interest expense | 1,000 | 18,000 | 45,000 | 86,000 |
| Net interest income | 59,000 | 356,000 | 737,000 | 1,222,000 |
| Noninterest income | 0 | 10,000 | 349,000 | 846,000 |
| Noninterest expense | 740,000 | 1,673,000 | 3,018,000 | 4,805,000 |
| Provision for loan losses | 0 | 36,000 | 289,000 | 477,000 |
| Pretax income | -681,000 | -1,343,000 | -2,221,000 | -3,214,000 |
| Income tax | -256,000 | -505,000 | -833,000 | -1,205,000 |
| Net income | -425,000 | -838,000 | -1,388,000 | -2,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,250,000 | 38,837,000 | 38,287,000 | 37,666,000 |
| Total capital | 39,250,000 | 38,873,000 | 38,572,000 | 37,894,000 |
| Risk-weighted assets | 8,374,000 | 10,353,000 | 13,522,000 | 17,303,000 |