Call reports 2025
SUTTON BANK — 2025
What SUTTON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,595,404,000 | 1,609,163,000 | 1,657,159,000 | 1,585,129,000 |
| Total loans | 393,352,000 | 392,106,000 | 400,821,000 | 436,666,000 |
| Allowance for loan losses | 5,840,000 | 7,448,000 | 7,446,000 | 5,413,000 |
| Securities available for sale | 336,572,000 | 338,791,000 | 339,539,000 | 343,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 13,660,000 | 13,727,000 | 14,109,000 | 14,360,000 |
| Total deposits | 1,376,879,000 | 1,391,695,000 | 1,430,373,000 | 1,352,944,000 |
| Interest-bearing deposits | 401,851,000 | 396,528,000 | 389,310,000 | 380,560,000 |
| Noninterest-bearing deposits | 975,028,000 | 995,167,000 | 1,041,063,000 | 972,384,000 |
| Equity capital | 207,020,000 | 209,063,000 | 215,117,000 | 220,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 23,038,000 | 45,863,000 | 69,627,000 | 93,370,000 |
| Interest expense | 915,000 | 1,961,000 | 3,012,000 | 4,120,000 |
| Net interest income | 22,123,000 | 43,902,000 | 66,615,000 | 89,250,000 |
| Noninterest income | 15,015,000 | 32,254,000 | 48,551,000 | 63,771,000 |
| Noninterest expense | 17,260,000 | 35,175,000 | 52,622,000 | 70,557,000 |
| Provision for loan losses | 0 | 0 | 0 | -2,000,000 |
| Pretax income | 19,878,000 | 40,981,000 | 62,544,000 | 84,255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,878,000 | 40,981,000 | 62,544,000 | 84,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 210,240,000 | 211,344,000 | 215,907,000 | 220,117,000 |
| Total capital | 216,324,000 | 219,035,000 | 223,597,000 | 225,982,000 |
| Risk-weighted assets | 652,132,000 | 655,454,000 | 697,827,000 | 746,011,000 |