Call reports 2020
SUTTON BANK — 2020
What SUTTON BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 633,712,000 | 827,860,000 | 779,162,000 | 1,184,813,000 |
| Total loans | 288,437,000 | 336,779,000 | 335,674,000 | 314,256,000 |
| Allowance for loan losses | 4,582,000 | 4,981,000 | 5,095,000 | 5,289,000 |
| Securities available for sale | 140,636,000 | 135,873,000 | 132,556,000 | 129,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,223,000 | 10,574,000 | 10,718,000 | 10,811,000 |
| Total deposits | 551,465,000 | 742,873,000 | 686,327,000 | 1,072,269,000 |
| Interest-bearing deposits | 263,830,000 | 272,058,000 | 287,651,000 | 298,942,000 |
| Noninterest-bearing deposits | 287,635,000 | 470,815,000 | 398,676,000 | 773,327,000 |
| Equity capital | 68,179,000 | 72,007,000 | 75,729,000 | 93,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,528,000 | 10,524,000 | 15,418,000 | 20,355,000 |
| Interest expense | 352,000 | 574,000 | 799,000 | 1,028,000 |
| Net interest income | 5,176,000 | 9,950,000 | 14,619,000 | 19,327,000 |
| Noninterest income | 5,229,000 | 11,307,000 | 18,820,000 | 25,135,000 |
| Noninterest expense | 5,329,000 | 10,447,000 | 15,894,000 | 21,584,000 |
| Provision for loan losses | 350,000 | 750,000 | 1,050,000 | 1,250,000 |
| Pretax income | 4,726,000 | 10,060,000 | 16,495,000 | 21,628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,726,000 | 10,060,000 | 16,495,000 | 21,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,306,000 | 70,640,000 | 74,275,000 | 91,408,000 |
| Total capital | 70,745,000 | 74,968,000 | 78,594,000 | 96,046,000 |
| Risk-weighted assets | 354,959,000 | 345,597,000 | 344,740,000 | 370,394,000 |