Call reports 2019
SUTTON BANK — 2019
What SUTTON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 553,199,000 | 563,103,000 | 561,304,000 | 642,970,000 |
| Total loans | 281,840,000 | 268,814,000 | 270,221,000 | 289,550,000 |
| Allowance for loan losses | 4,321,000 | 3,599,000 | 3,961,000 | 4,241,000 |
| Securities available for sale | 120,248,000 | 121,272,000 | 133,458,000 | 130,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 7,378,000 | 7,519,000 | 7,609,000 | 7,680,000 |
| Total deposits | 487,095,000 | 496,105,000 | 488,037,000 | 565,240,000 |
| Interest-bearing deposits | 264,142,000 | 261,408,000 | 268,821,000 | 263,167,000 |
| Noninterest-bearing deposits | 222,953,000 | 234,697,000 | 219,216,000 | 302,073,000 |
| Equity capital | 54,349,000 | 57,780,000 | 60,185,000 | 64,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,349,000 | 10,874,000 | 16,317,000 | 21,611,000 |
| Interest expense | 396,000 | 828,000 | 1,265,000 | 1,669,000 |
| Net interest income | 4,953,000 | 10,046,000 | 15,052,000 | 19,942,000 |
| Noninterest income | 3,403,000 | 7,702,000 | 12,110,000 | 17,176,000 |
| Noninterest expense | 4,260,000 | 8,696,000 | 12,866,000 | 17,362,000 |
| Provision for loan losses | 205,000 | 1,080,000 | 1,455,000 | 2,380,000 |
| Pretax income | 3,891,000 | 7,972,000 | 12,841,000 | 17,375,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,891,000 | 7,972,000 | 12,841,000 | 17,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,597,000 | 56,678,000 | 59,047,000 | 63,580,000 |
| Total capital | 57,887,000 | 60,277,000 | 63,008,000 | 67,821,000 |
| Risk-weighted assets | 343,152,000 | 333,251,000 | 340,110,000 | 356,239,000 |