Call reports 2018
SUTTON BANK — 2018
What SUTTON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 505,918,000 | 489,713,000 | 512,824,000 | 525,258,000 |
| Total loans | 276,410,000 | 287,352,000 | 288,455,000 | 283,482,000 |
| Allowance for loan losses | 4,777,000 | 4,312,000 | 4,419,000 | 4,529,000 |
| Securities available for sale | 108,726,000 | 108,418,000 | 107,462,000 | 115,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,006,000 | 5,044,000 | 5,045,000 | 7,294,000 |
| Total deposits | 445,804,000 | 427,882,000 | 446,986,000 | 459,592,000 |
| Interest-bearing deposits | 274,742,000 | 267,790,000 | 271,230,000 | 261,514,000 |
| Noninterest-bearing deposits | 171,062,000 | 160,092,000 | 175,756,000 | 198,078,000 |
| Equity capital | 49,799,000 | 52,126,000 | 52,168,000 | 53,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,691,000 | 9,568,000 | 14,618,000 | 19,854,000 |
| Interest expense | 337,000 | 710,000 | 1,117,000 | 1,527,000 |
| Net interest income | 4,354,000 | 8,858,000 | 13,501,000 | 18,327,000 |
| Noninterest income | 2,142,000 | 4,974,000 | 8,075,000 | 10,910,000 |
| Noninterest expense | 3,550,000 | 7,208,000 | 10,997,000 | 15,797,000 |
| Provision for loan losses | 111,000 | 1,185,000 | 1,296,000 | 1,407,000 |
| Pretax income | 2,835,000 | 5,439,000 | 9,283,000 | 12,030,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,835,000 | 5,439,000 | 9,283,000 | 12,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,911,000 | 51,515,000 | 51,859,000 | 52,806,000 |
| Total capital | 52,968,000 | 55,790,000 | 56,191,000 | 57,117,000 |
| Risk-weighted assets | 323,822,000 | 342,004,000 | 346,460,000 | 344,700,000 |