Call reports 2017
SUTTON BANK — 2017
What SUTTON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 462,956,000 | 463,254,000 | 484,550,000 | 499,955,000 |
| Total loans | 282,962,000 | 293,160,000 | 284,107,000 | 277,412,000 |
| Allowance for loan losses | 3,334,000 | 3,487,000 | 3,578,000 | 4,656,000 |
| Securities available for sale | 103,888,000 | 108,223,000 | 109,499,000 | 109,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 6,603,000 | 6,691,000 | 6,701,000 | 5,028,000 |
| Total deposits | 401,007,000 | 405,268,000 | 423,946,000 | 439,182,000 |
| Interest-bearing deposits | 278,343,000 | 272,190,000 | 275,340,000 | 271,865,000 |
| Noninterest-bearing deposits | 122,664,000 | 133,078,000 | 148,606,000 | 167,317,000 |
| Equity capital | 46,018,000 | 47,414,000 | 48,900,000 | 48,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,185,000 | 8,698,000 | 13,439,000 | 18,004,000 |
| Interest expense | 364,000 | 729,000 | 1,087,000 | 1,440,000 |
| Net interest income | 3,821,000 | 7,969,000 | 12,352,000 | 16,564,000 |
| Noninterest income | 1,437,000 | 3,001,000 | 4,607,000 | 6,517,000 |
| Noninterest expense | 3,083,000 | 6,300,000 | 9,535,000 | 13,023,000 |
| Provision for loan losses | 60,000 | 171,000 | 282,000 | 2,356,000 |
| Pretax income | 2,115,000 | 4,499,000 | 7,142,000 | 7,713,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,115,000 | 4,499,000 | 7,142,000 | 7,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,828,000 | 45,211,000 | 46,855,000 | 47,426,000 |
| Total capital | 47,162,000 | 48,698,000 | 50,433,000 | 51,447,000 |
| Risk-weighted assets | 331,908,000 | 341,625,000 | 329,961,000 | 321,016,000 |