Call reports 2016
SUTTON BANK — 2016
What SUTTON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 426,060,000 | 417,434,000 | 452,270,000 | 464,691,000 |
| Total loans | 264,714,000 | 270,087,000 | 271,333,000 | 274,249,000 |
| Allowance for loan losses | 3,448,000 | 3,495,000 | 3,274,000 | 3,334,000 |
| Securities available for sale | 102,086,000 | 102,213,000 | 104,694,000 | 106,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 6,526,000 | 6,667,000 | 6,686,000 | 6,541,000 |
| Total deposits | 365,170,000 | 361,975,000 | 392,137,000 | 402,602,000 |
| Interest-bearing deposits | 278,640,000 | 272,879,000 | 282,788,000 | 275,999,000 |
| Noninterest-bearing deposits | 86,530,000 | 89,096,000 | 109,349,000 | 126,603,000 |
| Equity capital | 42,215,000 | 42,990,000 | 43,684,000 | 45,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,030,000 | 8,176,000 | 12,341,000 | 16,468,000 |
| Interest expense | 436,000 | 856,000 | 1,253,000 | 1,649,000 |
| Net interest income | 3,594,000 | 7,320,000 | 11,088,000 | 14,819,000 |
| Noninterest income | 1,279,000 | 2,844,000 | 4,278,000 | 5,644,000 |
| Noninterest expense | 2,855,000 | 5,949,000 | 8,951,000 | 11,830,000 |
| Provision for loan losses | 55,000 | 110,000 | 164,000 | 219,000 |
| Pretax income | 1,969,000 | 4,111,000 | 6,257,000 | 8,419,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,969,000 | 4,111,000 | 6,257,000 | 8,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,372,000 | 40,115,000 | 40,901,000 | 43,063,000 |
| Total capital | 42,820,000 | 43,610,000 | 44,175,000 | 46,397,000 |
| Risk-weighted assets | 315,562,000 | 321,080,000 | 321,450,000 | 325,033,000 |