Call reports 2015
SUTTON BANK — 2015
What SUTTON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 423,514,000 | 404,271,000 | 414,200,000 | 415,712,000 |
| Total loans | 242,466,000 | 243,819,000 | 244,603,000 | 250,547,000 |
| Allowance for loan losses | 3,466,000 | 3,481,000 | 3,416,000 | 3,401,000 |
| Securities available for sale | 105,117,000 | 105,035,000 | 103,861,000 | 103,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,297,000 | 5,296,000 | 5,385,000 | 5,467,000 |
| Total deposits | 362,806,000 | 345,683,000 | 348,253,000 | 353,241,000 |
| Interest-bearing deposits | 273,893,000 | 265,737,000 | 266,947,000 | 266,991,000 |
| Noninterest-bearing deposits | 88,913,000 | 79,946,000 | 81,306,000 | 86,250,000 |
| Equity capital | 42,008,000 | 40,674,000 | 42,520,000 | 41,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,758,000 | 7,542,000 | 11,282,000 | 15,174,000 |
| Interest expense | 498,000 | 976,000 | 1,441,000 | 1,867,000 |
| Net interest income | 3,260,000 | 6,566,000 | 9,841,000 | 13,307,000 |
| Noninterest income | 1,616,000 | 2,972,000 | 4,358,000 | 5,580,000 |
| Noninterest expense | 2,663,000 | 5,414,000 | 8,117,000 | 10,967,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 113,000 |
| Pretax income | 2,153,000 | 4,062,000 | 6,020,000 | 7,804,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,153,000 | 4,062,000 | 6,020,000 | 7,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,612,000 | 37,652,000 | 39,609,000 | 38,803,000 |
| Total capital | 42,078,000 | 41,133,000 | 43,025,000 | 42,204,000 |
| Risk-weighted assets | 283,485,000 | 287,649,000 | 289,610,000 | 299,800,000 |