Call reports 2014
SUTTON BANK — 2014
What SUTTON BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 379,047,000 | 386,783,000 | 393,822,000 | 395,394,000 |
| Total loans | 248,884,000 | 250,800,000 | 240,646,000 | 236,393,000 |
| Allowance for loan losses | 3,151,000 | 3,139,000 | 3,211,000 | 3,396,000 |
| Securities available for sale | 95,449,000 | 96,370,000 | 94,959,000 | 103,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 5,139,000 | 5,259,000 | 5,320,000 |
| Total deposits | 326,382,000 | 325,670,000 | 332,346,000 | 335,503,000 |
| Interest-bearing deposits | 256,704,000 | 263,627,000 | 272,085,000 | 271,930,000 |
| Noninterest-bearing deposits | 69,678,000 | 62,043,000 | 60,261,000 | 63,573,000 |
| Equity capital | 37,276,000 | 37,964,000 | 38,984,000 | 39,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,806,000 | 7,741,000 | 11,719,000 | 15,574,000 |
| Interest expense | 507,000 | 990,000 | 1,517,000 | 2,046,000 |
| Net interest income | 3,299,000 | 6,751,000 | 10,202,000 | 13,528,000 |
| Noninterest income | 1,171,000 | 2,488,000 | 3,720,000 | 5,458,000 |
| Noninterest expense | 2,582,000 | 5,483,000 | 8,038,000 | 11,332,000 |
| Provision for loan losses | 160,000 | 280,000 | 400,000 | 520,000 |
| Pretax income | 1,728,000 | 3,476,000 | 5,476,000 | 7,157,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,728,000 | 3,476,000 | 5,476,000 | 7,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,706,000 | 35,207,000 | 35,910,000 | 36,423,000 |
| Total capital | 37,857,000 | 38,346,000 | 39,121,000 | 39,819,000 |
| Risk-weighted assets | 281,811,000 | 286,245,000 | 278,807,000 | 276,922,000 |