Call reports 2013
SUTTON BANK — 2013
What SUTTON BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 348,055,000 | 342,399,000 | 347,817,000 | 372,210,000 |
| Total loans | 209,778,000 | 215,674,000 | 225,460,000 | 247,088,000 |
| Allowance for loan losses | 3,165,000 | 3,203,000 | 3,130,000 | 3,124,000 |
| Securities available for sale | 78,773,000 | 86,609,000 | 86,814,000 | 91,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,170,000 | 284,603,000 | 289,258,000 | 300,136,000 |
| Interest-bearing deposits | 230,879,000 | 229,388,000 | 232,803,000 | 238,592,000 |
| Noninterest-bearing deposits | 56,291,000 | 55,215,000 | 56,455,000 | 61,544,000 |
| Equity capital | 37,565,000 | 36,167,000 | 35,972,000 | 36,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,510,000 | 6,966,000 | 10,506,000 | 14,329,000 |
| Interest expense | 476,000 | 939,000 | 1,408,000 | 1,910,000 |
| Net interest income | 3,034,000 | 6,027,000 | 9,098,000 | 12,419,000 |
| Noninterest income | 1,067,000 | 2,149,000 | 3,208,000 | 4,205,000 |
| Noninterest expense | 2,546,000 | 5,105,000 | 7,890,000 | 10,613,000 |
| Provision for loan losses | 100,000 | 150,000 | 250,000 | 390,000 |
| Pretax income | 1,455,000 | 2,921,000 | 4,166,000 | 5,614,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,455,000 | 2,921,000 | 4,166,000 | 5,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,886,000 | 33,353,000 | 33,599,000 | 34,050,000 |
| Total capital | 35,957,000 | 36,459,000 | 36,729,000 | 37,174,000 |
| Risk-weighted assets | 245,634,000 | 248,383,000 | 256,206,000 | 277,548,000 |