Call reports 2012
SUTTON BANK — 2012
What SUTTON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 352,982,000 | 342,281,000 | 344,375,000 | 340,233,000 |
| Total loans | 203,515,000 | 209,496,000 | 213,233,000 | 213,140,000 |
| Allowance for loan losses | 3,677,000 | 3,469,000 | 3,415,000 | 3,501,000 |
| Securities available for sale | 102,844,000 | 95,055,000 | 89,997,000 | 83,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,611,000 | 275,348,000 | 278,461,000 | 277,811,000 |
| Interest-bearing deposits | 231,146,000 | 227,588,000 | 230,597,000 | 225,421,000 |
| Noninterest-bearing deposits | 49,465,000 | 47,760,000 | 47,864,000 | 52,390,000 |
| Equity capital | 35,345,000 | 36,404,000 | 36,961,000 | 37,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,744,000 | 7,332,000 | 10,986,000 | 14,559,000 |
| Interest expense | 815,000 | 1,549,000 | 2,206,000 | 2,777,000 |
| Net interest income | 2,929,000 | 5,783,000 | 8,780,000 | 11,782,000 |
| Noninterest income | 1,065,000 | 2,033,000 | 3,111,000 | 4,180,000 |
| Noninterest expense | 2,530,000 | 4,980,000 | 7,727,000 | 10,402,000 |
| Provision for loan losses | 300,000 | 375,000 | 425,000 | 678,000 |
| Pretax income | 1,164,000 | 2,462,000 | 3,740,000 | 4,881,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,164,000 | 2,462,000 | 3,740,000 | 4,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,221,000 | 31,665,000 | 32,142,000 | 32,430,000 |
| Total capital | 34,297,000 | 34,782,000 | 35,238,000 | 35,524,000 |
| Risk-weighted assets | 245,481,000 | 249,054,000 | 250,791,000 | 247,099,000 |