Call reports 2011
SUTTON BANK — 2011
What SUTTON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 345,251,000 | 340,690,000 | 347,843,000 | 352,878,000 |
| Total loans | 201,327,000 | 200,249,000 | 201,266,000 | 205,762,000 |
| Allowance for loan losses | 3,821,000 | 3,992,000 | 4,688,000 | 3,500,000 |
| Securities available for sale | 100,483,000 | 103,210,000 | 104,926,000 | 105,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,698,000 | 268,460,000 | 273,077,000 | 276,450,000 |
| Interest-bearing deposits | 230,106,000 | 229,927,000 | 231,024,000 | 232,176,000 |
| Noninterest-bearing deposits | 43,592,000 | 38,533,000 | 42,053,000 | 44,274,000 |
| Equity capital | 31,667,000 | 33,260,000 | 34,573,000 | 35,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,050,000 | 8,138,000 | 12,065,000 | 15,885,000 |
| Interest expense | 1,031,000 | 2,047,000 | 2,995,000 | 3,915,000 |
| Net interest income | 3,019,000 | 6,091,000 | 9,070,000 | 11,970,000 |
| Noninterest income | 1,132,000 | 2,200,000 | 3,202,000 | 4,338,000 |
| Noninterest expense | 2,745,000 | 5,446,000 | 7,882,000 | 10,469,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,450,000 | 1,976,000 |
| Pretax income | 1,106,000 | 2,245,000 | 3,187,000 | 4,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,106,000 | 2,245,000 | 3,187,000 | 4,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,100,000 | 29,740,000 | 30,125,000 | 30,804,000 |
| Total capital | 32,083,000 | 32,716,000 | 33,098,000 | 33,907,000 |
| Risk-weighted assets | 237,725,000 | 237,066,000 | 236,672,000 | 247,840,000 |