Call reports 2009
SUTTON BANK — 2009
What SUTTON BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 342,994,000 | 349,537,000 | 358,258,000 | 359,288,000 |
| Total loans | 226,670,000 | 226,616,000 | 219,338,000 | 217,568,000 |
| Allowance for loan losses | 2,780,000 | 3,187,000 | 3,261,000 | 3,469,000 |
| Securities available for sale | 81,413,000 | 89,759,000 | 88,292,000 | 90,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,299,000 | 271,277,000 | 280,008,000 | 282,779,000 |
| Interest-bearing deposits | 236,915,000 | 236,770,000 | 245,306,000 | 245,984,000 |
| Noninterest-bearing deposits | 37,384,000 | 34,507,000 | 34,702,000 | 36,795,000 |
| Equity capital | 27,497,000 | 27,616,000 | 28,530,000 | 29,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,465,000 | 8,971,000 | 13,479,000 | 18,168,000 |
| Interest expense | 1,706,000 | 3,540,000 | 5,384,000 | 7,187,000 |
| Net interest income | 2,759,000 | 5,431,000 | 8,095,000 | 10,981,000 |
| Noninterest income | 986,000 | 2,048,000 | 3,127,000 | 4,387,000 |
| Noninterest expense | 2,882,000 | 6,244,000 | 9,282,000 | 12,258,000 |
| Provision for loan losses | 240,000 | 892,000 | 1,462,000 | 1,922,000 |
| Pretax income | 642,000 | 362,000 | 514,000 | 1,228,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 642,000 | 362,000 | 514,000 | 1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,567,000 | 26,292,000 | 26,449,000 | 27,171,000 |
| Total capital | 29,346,000 | 29,479,000 | 29,577,000 | 30,209,000 |
| Risk-weighted assets | 258,847,000 | 258,834,000 | 250,092,000 | 242,605,000 |