Call reports 2008
SUTTON BANK — 2008
What SUTTON BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 321,039,000 | 318,220,000 | 313,629,000 | 316,197,000 |
| Total loans | 240,903,000 | 240,312,000 | 233,292,000 | 234,097,000 |
| Allowance for loan losses | 2,536,000 | 2,536,000 | 2,538,000 | 2,687,000 |
| Securities available for sale | 47,289,000 | 45,373,000 | 46,214,000 | 48,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,368,000 | 270,369,000 | 260,864,000 | 262,046,000 |
| Interest-bearing deposits | 237,942,000 | 235,702,000 | 226,525,000 | 227,452,000 |
| Noninterest-bearing deposits | 36,426,000 | 34,667,000 | 34,339,000 | 34,594,000 |
| Equity capital | 26,448,000 | 26,484,000 | 27,039,000 | 26,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,973,000 | 9,631,000 | 14,362,000 | 18,818,000 |
| Interest expense | 2,318,000 | 4,345,000 | 6,317,000 | 8,118,000 |
| Net interest income | 2,655,000 | 5,286,000 | 8,045,000 | 10,700,000 |
| Noninterest income | 411,000 | 1,122,000 | 1,840,000 | 2,373,000 |
| Noninterest expense | 2,309,000 | 4,952,000 | 7,699,000 | 10,270,000 |
| Provision for loan losses | 155,000 | 266,000 | 621,000 | 1,891,000 |
| Pretax income | 698,000 | 1,288,000 | 1,665,000 | 1,012,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 698,000 | 1,288,000 | 1,665,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,590,000 | 26,184,000 | 26,569,000 | 25,924,000 |
| Total capital | 28,126,000 | 28,720,000 | 29,107,000 | 28,611,000 |
| Risk-weighted assets | 265,867,000 | 264,487,000 | 260,381,000 | 260,813,000 |