Call reports 2007
SUTTON BANK — 2007
What SUTTON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 312,706,000 | 328,771,000 | 315,517,000 | 325,416,000 |
| Total loans | 231,780,000 | 242,546,000 | 234,255,000 | 232,915,000 |
| Allowance for loan losses | 2,537,000 | 2,535,000 | 2,534,000 | 2,535,000 |
| Securities available for sale | 50,756,000 | 52,503,000 | 50,652,000 | 50,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,508,000 | 262,802,000 | 261,211,000 | 276,590,000 |
| Interest-bearing deposits | 228,432,000 | 227,665,000 | 229,806,000 | 241,028,000 |
| Noninterest-bearing deposits | 34,076,000 | 35,137,000 | 31,405,000 | 35,562,000 |
| Equity capital | 29,561,000 | 29,050,000 | 24,131,000 | 25,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,386,000 | 10,821,000 | 16,225,000 | 21,478,000 |
| Interest expense | 2,366,000 | 4,841,000 | 7,431,000 | 9,911,000 |
| Net interest income | 3,020,000 | 5,980,000 | 8,794,000 | 11,567,000 |
| Noninterest income | 1,591,000 | 2,625,000 | 3,218,000 | 4,082,000 |
| Noninterest expense | 3,409,000 | 6,343,000 | 14,900,000 | 17,275,000 |
| Provision for loan losses | 30,000 | 56,000 | 242,000 | 734,000 |
| Pretax income | 1,172,000 | 2,211,000 | -3,125,000 | -2,332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,172,000 | 2,211,000 | -3,125,000 | -2,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,371,000 | 29,420,000 | 24,088,000 | 24,889,000 |
| Total capital | 31,908,000 | 31,955,000 | 26,622,000 | 27,424,000 |
| Risk-weighted assets | 254,656,000 | 266,930,000 | 260,555,000 | 259,474,000 |