Call reports 2006
SUTTON BANK — 2006
What SUTTON BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 298,247,000 | 310,122,000 | 309,524,000 | 319,310,000 |
| Total loans | 217,814,000 | 227,186,000 | 226,371,000 | 236,376,000 |
| Allowance for loan losses | 2,642,000 | 2,539,000 | 2,518,000 | 2,535,000 |
| Securities available for sale | 52,308,000 | 51,951,000 | 53,385,000 | 51,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,459,000 | 263,969,000 | 264,812,000 | 261,956,000 |
| Interest-bearing deposits | 225,258,000 | 233,735,000 | 234,354,000 | 229,445,000 |
| Noninterest-bearing deposits | 32,201,000 | 30,234,000 | 30,458,000 | 32,511,000 |
| Equity capital | 26,413,000 | 27,176,000 | 28,131,000 | 28,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,451,000 | 9,495,000 | 14,839,000 | 20,227,000 |
| Interest expense | 1,559,000 | 3,451,000 | 5,594,000 | 7,849,000 |
| Net interest income | 2,892,000 | 6,044,000 | 9,245,000 | 12,378,000 |
| Noninterest income | 766,000 | 2,038,000 | 3,561,000 | 5,200,000 |
| Noninterest expense | 2,421,000 | 5,480,000 | 8,864,000 | 12,351,000 |
| Provision for loan losses | 75,000 | 148,000 | 224,000 | 309,000 |
| Pretax income | 1,164,000 | 2,456,000 | 3,718,000 | 4,920,000 |
| Income tax | -215,000 | -215,000 | -225,000 | -225,000 |
| Net income | 1,379,000 | 2,671,000 | 3,943,000 | 5,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,383,000 | 27,686,000 | 27,976,000 | 28,190,000 |
| Total capital | 29,025,000 | 30,225,000 | 30,494,000 | 30,725,000 |
| Risk-weighted assets | 237,243,000 | 246,609,000 | 246,708,000 | 255,486,000 |