Call reports 2002
SUTTON BANK — 2002
What SUTTON BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 215,585,000 | 221,738,000 | 227,752,000 | 221,947,000 |
| Total loans | 158,135,000 | 159,196,000 | 163,489,000 | 158,562,000 |
| Allowance for loan losses | 2,119,000 | 2,278,000 | 2,050,000 | 2,142,000 |
| Securities available for sale | 43,523,000 | 47,111,000 | 47,267,000 | 46,709,000 |
| Securities held to maturity | 235,000 | 235,000 | 235,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,578,000 | 186,773,000 | 186,641,000 | 185,747,000 |
| Interest-bearing deposits | 168,738,000 | 168,030,000 | 168,976,000 | 167,008,000 |
| Noninterest-bearing deposits | 16,840,000 | 18,743,000 | 17,665,000 | 18,739,000 |
| Equity capital | 16,447,000 | 17,815,000 | 19,117,000 | 19,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,359,000 | 6,817,000 | 10,221,000 | 13,487,000 |
| Interest expense | 1,238,000 | 2,404,000 | 3,591,000 | 4,704,000 |
| Net interest income | 2,121,000 | 4,413,000 | 6,630,000 | 8,783,000 |
| Noninterest income | 697,000 | 1,443,000 | 2,394,000 | 3,699,000 |
| Noninterest expense | 1,763,000 | 3,608,000 | 5,529,000 | 7,729,000 |
| Provision for loan losses | 260,000 | 530,000 | 830,000 | 1,130,000 |
| Pretax income | 795,000 | 1,718,000 | 2,665,000 | 3,624,000 |
| Income tax | 165,000 | 365,000 | 572,000 | 784,000 |
| Net income | 630,000 | 1,353,000 | 2,093,000 | 2,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,857,000 | 16,574,000 | 17,300,000 | 18,006,000 |
| Total capital | 20,936,000 | 21,697,000 | 22,350,000 | 23,111,000 |
| Risk-weighted assets | 166,023,000 | 169,677,000 | 173,843,000 | 168,343,000 |