Call reports 2001
SUTTON BANK — 2001
What SUTTON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 202,031,000 | 207,365,000 | 212,410,000 | 217,046,000 |
| Total loans | 146,509,000 | 152,088,000 | 156,087,000 | 158,115,000 |
| Allowance for loan losses | 2,083,000 | 1,930,000 | 2,008,000 | 2,062,000 |
| Securities available for sale | 38,341,000 | 39,962,000 | 42,250,000 | 42,145,000 |
| Securities held to maturity | 615,000 | 490,000 | 490,000 | 235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,807,000 | 173,193,000 | 179,534,000 | 182,187,000 |
| Interest-bearing deposits | 160,389,000 | 158,340,000 | 164,238,000 | 165,001,000 |
| Noninterest-bearing deposits | 14,418,000 | 14,853,000 | 15,296,000 | 17,186,000 |
| Equity capital | 13,992,000 | 14,560,000 | 15,567,000 | 15,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,934,000 | 7,691,000 | 11,521,000 | 15,126,000 |
| Interest expense | 2,012,000 | 3,924,000 | 5,686,000 | 7,177,000 |
| Net interest income | 1,922,000 | 3,767,000 | 5,835,000 | 7,949,000 |
| Noninterest income | 360,000 | 1,245,000 | 1,943,000 | 2,724,000 |
| Noninterest expense | 1,587,000 | 3,370,000 | 5,075,000 | 6,807,000 |
| Provision for loan losses | 119,000 | 243,000 | 468,000 | 758,000 |
| Pretax income | 583,000 | 1,429,000 | 2,265,000 | 3,142,000 |
| Income tax | 123,000 | 324,000 | 517,000 | 718,000 |
| Net income | 460,000 | 1,105,000 | 1,748,000 | 2,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,442,000 | 13,975,000 | 14,590,000 | 15,241,000 |
| Total capital | 18,419,000 | 18,905,000 | 19,598,000 | 20,303,000 |
| Risk-weighted assets | 158,092,000 | 159,548,000 | 165,471,000 | 166,385,000 |