Call reports 2015
FIRST FEDERAL SAVINGS BANK OF BOSTON — 2015
What FIRST FEDERAL SAVINGS BANK OF BOSTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 68,178,000 | 73,132,000 | 63,980,000 | 65,888,000 |
| Total loans | 54,375,000 | 61,305,000 | 54,989,000 | 51,175,000 |
| Allowance for loan losses | 573,000 | 574,000 | 587,000 | 563,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,582,000 | 41,437,000 | 36,328,000 | 35,245,000 |
| Interest-bearing deposits | 32,156,000 | 26,551,000 | 22,131,000 | 21,260,000 |
| Noninterest-bearing deposits | 15,426,000 | 14,886,000 | 14,197,000 | 13,985,000 |
| Equity capital | 13,238,000 | 13,156,000 | 13,512,000 | 13,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,133,000 | 1,766,000 | 2,350,000 |
| Interest expense | 74,000 | 154,000 | 230,000 | 299,000 |
| Net interest income | 472,000 | 979,000 | 1,536,000 | 2,051,000 |
| Noninterest income | 3,087,000 | 6,003,000 | 9,469,000 | 12,311,000 |
| Noninterest expense | 3,296,000 | 6,551,000 | 10,055,000 | 13,089,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 263,000 | 431,000 | 950,000 | 1,273,000 |
| Income tax | 0 | 0 | 0 | 10,000 |
| Net income | 263,000 | 431,000 | 950,000 | 1,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,615,000 | 11,430,000 | 11,688,000 | 11,927,000 |
| Total capital | 12,043,000 | 11,907,000 | 12,149,000 | 12,338,000 |
| Risk-weighted assets | 34,134,000 | 37,165,000 | 35,735,000 | 31,501,000 |