Call reports 2014
FIRST FEDERAL SAVINGS BANK OF BOSTON — 2014
What FIRST FEDERAL SAVINGS BANK OF BOSTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 55,895,000 | 59,115,000 | 58,549,000 | 67,005,000 |
| Total loans | 39,505,000 | 46,347,000 | 47,999,000 | 50,509,000 |
| Allowance for loan losses | 594,000 | 595,000 | 596,000 | 572,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,160,000 | 33,158,000 | 32,998,000 | 39,658,000 |
| Interest-bearing deposits | 20,955,000 | 19,713,000 | 19,642,000 | 25,950,000 |
| Noninterest-bearing deposits | 14,205,000 | 13,445,000 | 13,356,000 | 13,708,000 |
| Equity capital | 13,072,000 | 12,942,000 | 12,974,000 | 13,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 941,000 | 1,442,000 | 1,976,000 |
| Interest expense | 80,000 | 159,000 | 231,000 | 300,000 |
| Net interest income | 377,000 | 782,000 | 1,211,000 | 1,676,000 |
| Noninterest income | 2,153,000 | 4,372,000 | 6,910,000 | 9,821,000 |
| Noninterest expense | 2,382,000 | 5,135,000 | 8,070,000 | 11,044,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 148,000 | 19,000 | 51,000 | 453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 148,000 | 19,000 | 51,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,283,000 | 12,153,000 | 12,185,000 | 12,587,000 |
| Total capital | 12,674,000 | 12,558,000 | 12,608,000 | 13,040,000 |
| Risk-weighted assets | 31,022,000 | 32,770,000 | 33,588,000 | 36,103,000 |