Call reports 2013
FIRST FEDERAL SAVINGS BANK OF BOSTON — 2013
What FIRST FEDERAL SAVINGS BANK OF BOSTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 62,336,000 | 72,082,000 | 62,608,000 | 64,984,000 |
| Total loans | 49,051,000 | 57,101,000 | 47,681,000 | 45,832,000 |
| Allowance for loan losses | 665,000 | 593,000 | 593,000 | 625,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,776,000 | 38,667,000 | 37,776,000 | 36,884,000 |
| Interest-bearing deposits | 21,302,000 | 19,959,000 | 20,060,000 | 19,950,000 |
| Noninterest-bearing deposits | 17,474,000 | 18,708,000 | 17,716,000 | 16,934,000 |
| Equity capital | 13,159,000 | 13,192,000 | 12,910,000 | 13,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,117,000 | 1,665,000 | 2,159,000 |
| Interest expense | 87,000 | 167,000 | 251,000 | 333,000 |
| Net interest income | 525,000 | 950,000 | 1,414,000 | 1,826,000 |
| Noninterest income | 3,324,000 | 6,415,000 | 8,583,000 | 11,186,000 |
| Noninterest expense | 3,532,000 | 6,971,000 | 9,883,000 | 12,554,000 |
| Provision for loan losses | 24,000 | 48,000 | 48,000 | 80,000 |
| Pretax income | 293,000 | 346,000 | 66,000 | 378,000 |
| Income tax | 13,000 | 32,000 | 34,000 | 34,000 |
| Net income | 280,000 | 314,000 | 32,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,370,000 | 12,403,000 | 12,121,000 | 12,434,000 |
| Total capital | 12,834,000 | 12,888,000 | 12,575,000 | 12,878,000 |
| Risk-weighted assets | 36,381,000 | 38,768,000 | 35,446,000 | 35,402,000 |