Call reports 2012
FIRST FEDERAL SAVINGS BANK OF BOSTON — 2012
What FIRST FEDERAL SAVINGS BANK OF BOSTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,103,000 | 67,820,000 | 82,825,000 | 91,008,000 |
| Total loans | 55,173,000 | 52,355,000 | 57,847,000 | 74,848,000 |
| Allowance for loan losses | 467,000 | 501,000 | 565,000 | 641,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,000 | 4,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,347,000 | 48,808,000 | 57,172,000 | 57,877,000 |
| Interest-bearing deposits | 41,262,000 | 32,165,000 | 39,374,000 | 36,372,000 |
| Noninterest-bearing deposits | 20,085,000 | 16,643,000 | 17,798,000 | 21,505,000 |
| Equity capital | 12,874,000 | 13,166,000 | 13,998,000 | 13,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,195,000 | 1,853,000 | 2,533,000 |
| Interest expense | 119,000 | 226,000 | 331,000 | 439,000 |
| Net interest income | 516,000 | 969,000 | 1,522,000 | 2,094,000 |
| Noninterest income | 2,983,000 | 6,160,000 | 11,192,000 | 15,678,000 |
| Noninterest expense | 3,412,000 | 6,638,000 | 11,090,000 | 15,391,000 |
| Provision for loan losses | 15,000 | 127,000 | 238,000 | 314,000 |
| Pretax income | 72,000 | 364,000 | 1,386,000 | 2,067,000 |
| Income tax | 0 | 0 | 0 | 20,000 |
| Net income | 72,000 | 364,000 | 1,386,000 | 2,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,371,000 | 12,377,000 | 12,468,000 | 12,370,000 |
| Total capital | 11,838,000 | 12,861,000 | 12,988,000 | 12,938,000 |
| Risk-weighted assets | 41,053,000 | 38,688,000 | 40,816,000 | 45,886,000 |