Call reports 2008
FIRST BUSINESS BANK - MILWAUKEE — 2008
What FIRST BUSINESS BANK - MILWAUKEE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 125,234,000 | 124,780,000 | 133,024,000 | 133,658,000 |
| Total loans | 97,567,000 | 100,810,000 | 99,874,000 | 99,055,000 |
| Allowance for loan losses | 1,809,000 | 1,809,000 | 1,809,000 | 1,664,000 |
| Securities available for sale | 11,746,000 | 11,909,000 | 11,771,000 | 11,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,890,000 | 100,900,000 | 110,143,000 | 108,957,000 |
| Interest-bearing deposits | 91,978,000 | 89,473,000 | 91,805,000 | 99,325,000 |
| Noninterest-bearing deposits | 12,912,000 | 11,427,000 | 18,338,000 | 9,632,000 |
| Equity capital | 11,591,000 | 12,698,000 | 13,962,000 | 16,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,790,000 | 3,473,000 | 5,212,000 | 6,898,000 |
| Interest expense | 949,000 | 1,732,000 | 2,516,000 | 3,299,000 |
| Net interest income | 841,000 | 1,741,000 | 2,696,000 | 3,599,000 |
| Noninterest income | 221,000 | 450,000 | 681,000 | 925,000 |
| Noninterest expense | 929,000 | 1,794,000 | 2,637,000 | 3,328,000 |
| Provision for loan losses | 41,000 | 41,000 | -43,000 | 210,000 |
| Pretax income | 92,000 | 356,000 | 783,000 | 986,000 |
| Income tax | 27,000 | 119,000 | 279,000 | 347,000 |
| Net income | 65,000 | 237,000 | 504,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,729,000 | 9,926,000 | 11,216,000 | 13,375,000 |
| Total capital | 9,963,000 | 11,147,000 | 12,442,000 | 14,590,000 |
| Risk-weighted assets | 98,112,000 | 97,130,000 | 97,457,000 | 96,419,000 |