Call reports 2007
FIRST BUSINESS BANK - MILWAUKEE — 2007
What FIRST BUSINESS BANK - MILWAUKEE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 116,876,000 | 113,758,000 | 117,384,000 | 128,096,000 |
| Total loans | 92,510,000 | 91,594,000 | 95,734,000 | 95,043,000 |
| Allowance for loan losses | 1,794,000 | 2,413,000 | 2,522,000 | 1,879,000 |
| Securities available for sale | 10,699,000 | 10,900,000 | 12,390,000 | 11,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,516,000 | 98,952,000 | 93,076,000 | 108,141,000 |
| Interest-bearing deposits | 90,703,000 | 87,898,000 | 82,576,000 | 96,190,000 |
| Noninterest-bearing deposits | 10,813,000 | 11,054,000 | 10,500,000 | 11,951,000 |
| Equity capital | 11,771,000 | 11,388,000 | 11,463,000 | 11,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,786,000 | 3,565,000 | 5,407,000 | 7,272,000 |
| Interest expense | 1,087,000 | 2,140,000 | 3,202,000 | 4,260,000 |
| Net interest income | 699,000 | 1,425,000 | 2,205,000 | 3,012,000 |
| Noninterest income | 57,000 | 114,000 | 180,000 | 249,000 |
| Noninterest expense | 699,000 | 1,400,000 | 2,238,000 | 3,098,000 |
| Provision for loan losses | 103,000 | 722,000 | 831,000 | 1,072,000 |
| Pretax income | -46,000 | -583,000 | -684,000 | -909,000 |
| Income tax | -27,000 | -247,000 | -298,000 | -398,000 |
| Net income | -19,000 | -336,000 | -386,000 | -511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,065,000 | 8,764,000 | 8,738,000 | 8,639,000 |
| Total capital | 10,246,000 | 9,900,000 | 9,919,000 | 9,847,000 |
| Risk-weighted assets | 93,840,000 | 89,604,000 | 93,136,000 | 95,989,000 |