Call reports 2006
FIRST BUSINESS BANK - MILWAUKEE — 2006
What FIRST BUSINESS BANK - MILWAUKEE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 116,088,000 | 110,449,000 | 105,814,000 | 118,092,000 |
| Total loans | 82,461,000 | 83,371,000 | 86,531,000 | 91,943,000 |
| Allowance for loan losses | 1,246,000 | 1,246,000 | 1,265,000 | 1,691,000 |
| Securities available for sale | 11,690,000 | 10,960,000 | 11,363,000 | 11,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,140,000 | 95,400,000 | 90,600,000 | 97,957,000 |
| Interest-bearing deposits | 92,695,000 | 83,115,000 | 80,000,000 | 86,456,000 |
| Noninterest-bearing deposits | 8,445,000 | 12,285,000 | 10,600,000 | 11,501,000 |
| Equity capital | 11,518,000 | 11,558,000 | 11,766,000 | 11,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,570,000 | 3,194,000 | 4,890,000 | 6,654,000 |
| Interest expense | 912,000 | 1,876,000 | 2,875,000 | 3,889,000 |
| Net interest income | 658,000 | 1,318,000 | 2,015,000 | 2,765,000 |
| Noninterest income | 54,000 | 106,000 | 160,000 | 213,000 |
| Noninterest expense | 564,000 | 1,154,000 | 1,658,000 | 2,159,000 |
| Provision for loan losses | 0 | 0 | 19,000 | 445,000 |
| Pretax income | 148,000 | 270,000 | 498,000 | 374,000 |
| Income tax | 49,000 | 89,000 | 169,000 | 113,000 |
| Net income | 99,000 | 181,000 | 329,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,185,000 | 8,774,000 | 9,043,000 | 9,070,000 |
| Total capital | 9,275,000 | 9,835,000 | 10,158,000 | 10,205,000 |
| Risk-weighted assets | 87,036,000 | 84,729,000 | 89,088,000 | 90,214,000 |