Call reports 2005
FIRST BUSINESS BANK - MILWAUKEE — 2005
What FIRST BUSINESS BANK - MILWAUKEE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 85,863,000 | 89,609,000 | 96,330,000 | 107,017,000 |
| Total loans | 70,720,000 | 72,464,000 | 78,324,000 | 84,157,000 |
| Allowance for loan losses | 1,153,000 | 1,153,000 | 1,206,000 | 1,246,000 |
| Securities available for sale | 7,174,000 | 8,636,000 | 10,040,000 | 9,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,478,000 | 71,516,000 | 79,403,000 | 93,945,000 |
| Interest-bearing deposits | 64,075,000 | 62,552,000 | 69,602,000 | 84,686,000 |
| Noninterest-bearing deposits | 10,403,000 | 8,964,000 | 9,801,000 | 9,259,000 |
| Equity capital | 11,192,000 | 11,310,000 | 11,391,000 | 11,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 2,084,000 | 3,368,000 | 4,785,000 |
| Interest expense | 435,000 | 961,000 | 1,614,000 | 2,393,000 |
| Net interest income | 523,000 | 1,123,000 | 1,754,000 | 2,392,000 |
| Noninterest income | 54,000 | 104,000 | 163,000 | 226,000 |
| Noninterest expense | 470,000 | 949,000 | 1,439,000 | 1,954,000 |
| Provision for loan losses | 65,000 | 65,000 | 118,000 | 158,000 |
| Pretax income | 42,000 | 213,000 | 360,000 | 506,000 |
| Income tax | 9,000 | 69,000 | 118,000 | 167,000 |
| Net income | 33,000 | 144,000 | 242,000 | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,454,000 | 7,592,000 | 7,720,000 | 7,917,000 |
| Total capital | 8,353,000 | 8,507,000 | 8,702,000 | 9,009,000 |
| Risk-weighted assets | 71,640,000 | 72,993,000 | 78,593,000 | 87,265,000 |