Call reports 2004
FIRST BUSINESS BANK - MILWAUKEE — 2004
What FIRST BUSINESS BANK - MILWAUKEE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 68,322,000 | 72,817,000 | 72,212,000 | 75,165,000 |
| Total loans | 55,537,000 | 56,818,000 | 59,451,000 | 63,465,000 |
| Allowance for loan losses | 822,000 | 822,000 | 874,000 | 1,087,000 |
| Securities available for sale | 7,518,000 | 8,072,000 | 8,039,000 | 7,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,469,000 | 62,964,000 | 62,361,000 | 63,092,000 |
| Interest-bearing deposits | 52,041,000 | 52,775,000 | 55,399,000 | 55,098,000 |
| Noninterest-bearing deposits | 6,428,000 | 10,189,000 | 6,962,000 | 7,994,000 |
| Equity capital | 8,553,000 | 8,497,000 | 8,562,000 | 8,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,545,000 | 2,355,000 | 3,231,000 |
| Interest expense | 308,000 | 618,000 | 957,000 | 1,339,000 |
| Net interest income | 447,000 | 927,000 | 1,398,000 | 1,892,000 |
| Noninterest income | 49,000 | 101,000 | 155,000 | 206,000 |
| Noninterest expense | 483,000 | 967,000 | 1,430,000 | 1,911,000 |
| Provision for loan losses | 0 | 0 | 52,000 | 265,000 |
| Pretax income | 13,000 | 61,000 | 71,000 | -78,000 |
| Income tax | -2,000 | 10,000 | 6,000 | -60,000 |
| Net income | 15,000 | 51,000 | 65,000 | -18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,540,000 | 7,588,000 | 7,588,000 | 7,467,000 |
| Total capital | 8,267,000 | 8,334,000 | 8,344,000 | 8,292,000 |
| Risk-weighted assets | 58,125,000 | 59,646,000 | 60,413,000 | 65,776,000 |