Call reports 2003
FIRST BUSINESS BANK - MILWAUKEE — 2003
What FIRST BUSINESS BANK - MILWAUKEE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 68,205,000 | 66,376,000 | 69,767,000 | 67,484,000 |
| Total loans | 55,380,000 | 55,749,000 | 56,877,000 | 55,686,000 |
| Allowance for loan losses | 860,000 | 865,000 | 901,000 | 822,000 |
| Securities available for sale | 5,034,000 | 6,054,000 | 6,732,000 | 6,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,803,000 | 58,233,000 | 61,274,000 | 57,251,000 |
| Interest-bearing deposits | 54,450,000 | 51,380,000 | 55,026,000 | 50,428,000 |
| Noninterest-bearing deposits | 6,353,000 | 6,853,000 | 6,248,000 | 6,823,000 |
| Equity capital | 7,075,000 | 7,753,000 | 8,081,000 | 8,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,752,000 | 2,574,000 | 3,348,000 |
| Interest expense | 379,000 | 737,000 | 1,091,000 | 1,442,000 |
| Net interest income | 446,000 | 1,015,000 | 1,483,000 | 1,906,000 |
| Noninterest income | 60,000 | 119,000 | 174,000 | 224,000 |
| Noninterest expense | 480,000 | 895,000 | 1,333,000 | 1,752,000 |
| Provision for loan losses | 0 | 0 | 0 | -149,000 |
| Pretax income | 26,000 | 239,000 | 324,000 | 527,000 |
| Income tax | 0 | -498,000 | -775,000 | -996,000 |
| Net income | 26,000 | 737,000 | 1,099,000 | 1,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,029,000 | 7,317,000 | 7,272,000 | 7,551,000 |
| Total capital | 7,768,000 | 8,079,000 | 8,037,000 | 8,296,000 |
| Risk-weighted assets | 59,036,000 | 60,863,000 | 61,026,000 | 59,483,000 |