Call reports 2007
ASIAN BANK OF ARIZONA — 2007
What ASIAN BANK OF ARIZONA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,227,000 | 22,847,000 | 24,541,000 | 25,017,000 |
| Total loans | 16,494,000 | 19,413,000 | 20,062,000 | 21,514,000 |
| Allowance for loan losses | 220,000 | 290,000 | 375,000 | 405,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,584,000 | 15,415,000 | 17,191,000 | 17,754,000 |
| Interest-bearing deposits | 10,489,000 | 13,999,000 | 15,581,000 | 16,306,000 |
| Noninterest-bearing deposits | 1,095,000 | 1,416,000 | 1,610,000 | 1,448,000 |
| Equity capital | 7,614,000 | 7,364,000 | 7,287,000 | 7,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 805,000 | 1,283,000 | 1,735,000 |
| Interest expense | 134,000 | 299,000 | 493,000 | 697,000 |
| Net interest income | 247,000 | 506,000 | 790,000 | 1,038,000 |
| Noninterest income | 6,000 | 13,000 | 20,000 | 25,000 |
| Noninterest expense | 353,000 | 711,000 | 1,059,000 | 1,452,000 |
| Provision for loan losses | 20,000 | 338,000 | 405,000 | 430,000 |
| Pretax income | -120,000 | -530,000 | -654,000 | -819,000 |
| Income tax | -43,000 | -203,000 | -250,000 | -312,000 |
| Net income | -77,000 | -327,000 | -404,000 | -507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,222,000 | 6,812,000 | 6,688,000 | 6,522,000 |
| Total capital | 7,442,000 | 7,079,000 | 6,973,000 | 6,816,000 |
| Risk-weighted assets | 18,293,000 | 21,347,000 | 22,737,000 | 23,439,000 |