Call reports 2016
OLD LINE BANK — 2016
What OLD LINE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,515,859,000 | 1,582,917,000 | 1,646,043,000 | 1,704,982,000 |
| Total loans | 1,185,683,000 | 1,254,148,000 | 1,306,362,000 | 1,375,789,000 |
| Allowance for loan losses | 5,706,000 | 6,019,000 | 6,352,000 | 6,195,000 |
| Securities available for sale | 190,749,000 | 190,298,000 | 201,831,000 | 199,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,233,933,000 | 1,263,279,000 | 1,307,301,000 | 1,331,524,000 |
| Interest-bearing deposits | 904,752,000 | 949,451,000 | 972,326,000 | 994,549,000 |
| Noninterest-bearing deposits | 329,181,000 | 313,828,000 | 334,975,000 | 336,975,000 |
| Equity capital | 147,495,000 | 150,374,000 | 178,853,000 | 177,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,168,000 | 28,793,000 | 44,145,000 | 60,518,000 |
| Interest expense | 1,396,000 | 2,864,000 | 4,422,000 | 6,110,000 |
| Net interest income | 12,772,000 | 25,929,000 | 39,723,000 | 54,408,000 |
| Noninterest income | 1,935,000 | 3,815,000 | 5,673,000 | 7,351,000 |
| Noninterest expense | 10,490,000 | 21,127,000 | 30,874,000 | 38,779,000 |
| Provision for loan losses | 779,000 | 1,079,000 | 1,385,000 | 1,585,000 |
| Pretax income | 3,515,000 | 8,438,000 | 14,363,000 | 22,623,000 |
| Income tax | 1,135,000 | 2,770,000 | 4,788,000 | 7,698,000 |
| Net income | 2,380,000 | 5,668,000 | 9,575,000 | 14,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,019,000 | 131,728,000 | 159,762,000 | 165,370,000 |
| Total capital | 134,972,000 | 138,011,000 | 166,393,000 | 171,617,000 |
| Risk-weighted assets | 1,250,435,000 | 1,320,241,000 | 1,397,122,000 | 1,486,757,000 |