Call reports 2015
OLD LINE BANK — 2015
What OLD LINE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,267,582,000 | 1,303,971,000 | 1,324,425,000 | 1,502,877,000 |
| Total loans | 977,035,000 | 1,019,416,000 | 1,049,946,000 | 1,160,057,000 |
| Allowance for loan losses | 4,636,000 | 4,436,000 | 4,454,000 | 4,910,000 |
| Securities available for sale | 158,381,000 | 151,180,000 | 151,522,000 | 194,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,054,946,000 | 1,084,941,000 | 1,090,922,000 | 1,236,386,000 |
| Interest-bearing deposits | 785,043,000 | 808,789,000 | 811,368,000 | 907,331,000 |
| Noninterest-bearing deposits | 269,902,000 | 276,152,000 | 279,554,000 | 329,055,000 |
| Equity capital | 132,535,000 | 133,830,000 | 136,237,000 | 145,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,507,000 | 24,860,000 | 37,899,000 | 51,536,000 |
| Interest expense | 953,000 | 2,040,000 | 3,203,000 | 4,479,000 |
| Net interest income | 11,554,000 | 22,820,000 | 34,696,000 | 47,057,000 |
| Noninterest income | 1,634,000 | 3,164,000 | 5,116,000 | 6,701,000 |
| Noninterest expense | 8,504,000 | 17,261,000 | 25,996,000 | 35,665,000 |
| Provision for loan losses | 562,000 | 647,000 | 911,000 | 1,311,000 |
| Pretax income | 4,183,000 | 8,141,000 | 12,970,000 | 16,847,000 |
| Income tax | 1,341,000 | 2,591,000 | 4,191,000 | 5,567,000 |
| Net income | 2,842,000 | 5,550,000 | 8,779,000 | 11,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,929,000 | 119,186,000 | 121,058,000 | 128,071,000 |
| Total capital | 121,766,000 | 123,807,000 | 125,687,000 | 133,203,000 |
| Risk-weighted assets | 1,009,098,000 | 1,040,602,000 | 1,076,505,000 | 1,188,280,000 |