Call reports 2014
OLD LINE BANK — 2014
What OLD LINE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,185,741,000 | 1,186,131,000 | 1,200,916,000 | 1,220,603,000 |
| Total loans | 855,958,000 | 899,924,000 | 893,513,000 | 935,403,000 |
| Allowance for loan losses | 4,882,000 | 6,325,000 | 3,872,000 | 4,282,000 |
| Securities available for sale | 172,094,000 | 155,707,000 | 163,536,000 | 161,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,012,601,000 | 1,013,557,000 | 1,023,904,000 | 1,020,379,000 |
| Interest-bearing deposits | 778,007,000 | 775,877,000 | 776,550,000 | 759,276,000 |
| Noninterest-bearing deposits | 234,594,000 | 237,679,000 | 247,354,000 | 261,103,000 |
| Equity capital | 123,652,000 | 126,453,000 | 127,708,000 | 129,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,506,000 | 22,976,000 | 34,094,000 | 45,590,000 |
| Interest expense | 917,000 | 1,806,000 | 2,675,000 | 3,502,000 |
| Net interest income | 10,589,000 | 21,170,000 | 31,419,000 | 42,088,000 |
| Noninterest income | 1,312,000 | 3,217,000 | 4,669,000 | 6,189,000 |
| Noninterest expense | 9,048,000 | 17,315,000 | 26,081,000 | 35,254,000 |
| Provision for loan losses | 270,000 | 1,814,000 | 2,369,000 | 2,827,000 |
| Pretax income | 2,680,000 | 5,485,000 | 7,865,000 | 10,423,000 |
| Income tax | 744,000 | 1,549,000 | 2,185,000 | 2,898,000 |
| Net income | 1,936,000 | 3,936,000 | 5,680,000 | 7,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,380,000 | 106,047,000 | 106,829,000 | 111,942,000 |
| Total capital | 106,923,000 | 112,150,000 | 110,393,000 | 115,897,000 |
| Risk-weighted assets | 883,500,000 | 921,031,000 | 912,019,000 | 956,613,000 |