Call reports 2010
OLD LINE BANK — 2010
What OLD LINE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 379,494,000 | 400,059,000 | 403,126,000 | 393,885,000 |
| Total loans | 273,026,000 | 288,258,000 | 298,187,000 | 301,802,000 |
| Allowance for loan losses | 2,539,000 | 2,713,000 | 1,826,000 | 2,468,000 |
| Securities available for sale | 29,586,000 | 27,002,000 | 24,113,000 | 33,050,000 |
| Securities held to maturity | 22,000,000 | 24,573,000 | 23,528,000 | 21,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,676,000 | 319,242,000 | 341,598,000 | 340,796,000 |
| Interest-bearing deposits | 250,875,000 | 265,520,000 | 277,982,000 | 273,044,000 |
| Noninterest-bearing deposits | 51,801,000 | 53,722,000 | 63,616,000 | 67,752,000 |
| Equity capital | 34,768,000 | 35,407,000 | 35,785,000 | 35,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,385,000 | 8,953,000 | 13,707,000 | 18,489,000 |
| Interest expense | 1,147,000 | 2,324,000 | 3,458,000 | 4,535,000 |
| Net interest income | 3,238,000 | 6,629,000 | 10,249,000 | 13,954,000 |
| Noninterest income | 229,000 | 410,000 | 660,000 | 1,045,000 |
| Noninterest expense | 2,624,000 | 5,163,000 | 8,010,000 | 10,826,000 |
| Provision for loan losses | 70,000 | 240,000 | 440,000 | 1,082,000 |
| Pretax income | 773,000 | 1,636,000 | 2,459,000 | 3,091,000 |
| Income tax | 261,000 | 556,000 | 844,000 | 1,095,000 |
| Net income | 512,000 | 1,080,000 | 1,615,000 | 1,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,358,000 | 34,810,000 | 35,228,000 | 35,492,000 |
| Total capital | 36,896,000 | 37,523,000 | 37,054,000 | 37,960,000 |
| Risk-weighted assets | 288,414,000 | 307,825,000 | 314,448,000 | 315,396,000 |