Call reports 2009
OLD LINE BANK — 2009
What OLD LINE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 322,404,000 | 340,092,000 | 345,835,000 | 349,043,000 |
| Total loans | 248,580,000 | 255,444,000 | 264,400,000 | 267,214,000 |
| Allowance for loan losses | 2,284,000 | 2,339,000 | 2,349,000 | 2,482,000 |
| Securities available for sale | 30,869,000 | 30,649,000 | 29,871,000 | 28,013,000 |
| Securities held to maturity | 7,631,000 | 6,647,000 | 6,199,000 | 5,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,863,000 | 267,676,000 | 279,165,000 | 286,868,000 |
| Interest-bearing deposits | 204,019,000 | 227,023,000 | 237,846,000 | 245,560,000 |
| Noninterest-bearing deposits | 36,844,000 | 40,653,000 | 41,319,000 | 41,308,000 |
| Equity capital | 40,263,000 | 40,462,000 | 34,091,000 | 34,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,092,000 | 8,312,000 | 12,698,000 | 17,066,000 |
| Interest expense | 1,347,000 | 2,659,000 | 3,961,000 | 5,167,000 |
| Net interest income | 2,745,000 | 5,653,000 | 8,737,000 | 11,899,000 |
| Noninterest income | 197,000 | 397,000 | 620,000 | 836,000 |
| Noninterest expense | 1,992,000 | 4,169,000 | 6,471,000 | 8,957,000 |
| Provision for loan losses | 300,000 | 550,000 | 760,000 | 900,000 |
| Pretax income | 650,000 | 1,490,000 | 2,285,000 | 3,037,000 |
| Income tax | 225,000 | 505,000 | 777,000 | 1,034,000 |
| Net income | 425,000 | 985,000 | 1,508,000 | 2,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,834,000 | 40,191,000 | 33,583,000 | 33,962,000 |
| Total capital | 42,118,000 | 42,530,000 | 35,932,000 | 36,444,000 |
| Risk-weighted assets | 262,161,000 | 271,880,000 | 280,023,000 | 283,851,000 |