Call reports 2008
OLD LINE BANK — 2008
What OLD LINE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 256,332,000 | 268,195,000 | 284,569,000 | 309,397,000 |
| Total loans | 203,427,000 | 217,582,000 | 224,890,000 | 232,486,000 |
| Allowance for loan losses | 1,625,000 | 1,737,000 | 1,916,000 | 1,984,000 |
| Securities available for sale | 6,003,000 | 6,258,000 | 8,751,000 | 29,566,000 |
| Securities held to maturity | 9,543,000 | 10,175,000 | 9,847,000 | 8,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,790,000 | 197,916,000 | 213,094,000 | 232,017,000 |
| Interest-bearing deposits | 152,051,000 | 157,863,000 | 177,611,000 | 191,715,000 |
| Noninterest-bearing deposits | 34,739,000 | 40,053,000 | 35,483,000 | 40,302,000 |
| Equity capital | 31,417,000 | 31,624,000 | 31,938,000 | 40,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,746,000 | 7,452,000 | 11,372,000 | 15,352,000 |
| Interest expense | 1,542,000 | 2,904,000 | 4,365,000 | 5,875,000 |
| Net interest income | 2,204,000 | 4,548,000 | 7,007,000 | 9,477,000 |
| Noninterest income | 218,000 | 477,000 | 692,000 | 912,000 |
| Noninterest expense | 1,715,000 | 3,418,000 | 5,221,000 | 7,237,000 |
| Provision for loan losses | 39,000 | 166,000 | 345,000 | 415,000 |
| Pretax income | 668,000 | 1,441,000 | 2,133,000 | 2,734,000 |
| Income tax | 229,000 | 499,000 | 748,000 | 954,000 |
| Net income | 439,000 | 942,000 | 1,385,000 | 1,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,400,000 | 31,686,000 | 31,964,000 | 39,612,000 |
| Total capital | 33,025,000 | 33,423,000 | 33,880,000 | 41,596,000 |
| Risk-weighted assets | 223,167,000 | 238,181,000 | 236,315,000 | 247,069,000 |