Call reports 2007
OLD LINE BANK — 2007
What OLD LINE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 219,716,000 | 239,429,000 | 237,002,000 | 243,002,000 |
| Total loans | 159,340,000 | 172,717,000 | 188,112,000 | 202,104,000 |
| Allowance for loan losses | 1,332,000 | 1,362,000 | 1,481,000 | 1,587,000 |
| Securities available for sale | 13,551,000 | 12,883,000 | 12,417,000 | 9,393,000 |
| Securities held to maturity | 2,802,000 | 2,302,000 | 2,302,000 | 2,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,505,000 | 185,241,000 | 182,244,000 | 178,798,000 |
| Interest-bearing deposits | 141,182,000 | 149,811,000 | 151,227,000 | 143,657,000 |
| Noninterest-bearing deposits | 34,323,000 | 35,431,000 | 31,017,000 | 35,141,000 |
| Equity capital | 30,357,000 | 30,607,000 | 30,879,000 | 31,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,429,000 | 6,952,000 | 10,712,000 | 14,502,000 |
| Interest expense | 1,504,000 | 3,077,000 | 4,768,000 | 6,372,000 |
| Net interest income | 1,925,000 | 3,875,000 | 5,944,000 | 8,130,000 |
| Noninterest income | 250,000 | 627,000 | 910,000 | 1,142,000 |
| Noninterest expense | 1,676,000 | 3,375,000 | 5,135,000 | 6,689,000 |
| Provision for loan losses | 56,000 | 86,000 | 206,000 | 318,000 |
| Pretax income | 443,000 | 1,041,000 | 1,513,000 | 2,265,000 |
| Income tax | 131,000 | 327,000 | 483,000 | 748,000 |
| Net income | 312,000 | 714,000 | 1,030,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,498,000 | 30,773,000 | 30,961,000 | 31,326,000 |
| Total capital | 31,830,000 | 32,135,000 | 32,442,000 | 32,913,000 |
| Risk-weighted assets | 180,019,000 | 194,133,000 | 206,163,000 | 219,785,000 |