Call reports 2006
OLD LINE BANK — 2006
What OLD LINE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 187,686,000 | 189,788,000 | 179,404,000 | 217,279,000 |
| Total loans | 115,416,000 | 131,562,000 | 138,308,000 | 151,698,000 |
| Allowance for loan losses | 1,084,000 | 1,222,000 | 1,253,000 | 1,280,000 |
| Securities available for sale | 13,842,000 | 13,656,000 | 14,609,000 | 14,118,000 |
| Securities held to maturity | 2,203,000 | 2,803,000 | 2,803,000 | 2,802,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,182,000 | 137,363,000 | 134,186,000 | 173,465,000 |
| Interest-bearing deposits | 107,624,000 | 101,162,000 | 102,481,000 | 135,502,000 |
| Noninterest-bearing deposits | 35,558,000 | 36,201,000 | 31,705,000 | 37,963,000 |
| Equity capital | 29,312,000 | 29,517,000 | 29,901,000 | 30,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,380,000 | 5,025,000 | 7,845,000 | 11,027,000 |
| Interest expense | 753,000 | 1,639,000 | 2,608,000 | 3,873,000 |
| Net interest income | 1,627,000 | 3,386,000 | 5,237,000 | 7,154,000 |
| Noninterest income | 252,000 | 461,000 | 706,000 | 971,000 |
| Noninterest expense | 1,173,000 | 2,402,000 | 3,914,000 | 5,469,000 |
| Provision for loan losses | 130,000 | 270,000 | 296,000 | 339,000 |
| Pretax income | 576,000 | 1,175,000 | 1,733,000 | 2,317,000 |
| Income tax | 190,000 | 385,000 | 582,000 | 812,000 |
| Net income | 386,000 | 790,000 | 1,151,000 | 1,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,577,000 | 29,855,000 | 30,087,000 | 30,314,000 |
| Total capital | 30,661,000 | 31,077,000 | 31,340,000 | 31,594,000 |
| Risk-weighted assets | 133,344,000 | 145,783,000 | 149,804,000 | 169,898,000 |