Call reports 2005
OLD LINE BANK — 2005
What OLD LINE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 130,704,000 | 134,630,000 | 142,292,000 | 168,203,000 |
| Total loans | 84,522,000 | 92,153,000 | 95,525,000 | 105,191,000 |
| Allowance for loan losses | 795,000 | 873,000 | 913,000 | 955,000 |
| Securities available for sale | 14,643,000 | 14,667,000 | 14,141,000 | 13,926,000 |
| Securities held to maturity | 2,204,000 | 2,203,000 | 2,203,000 | 2,203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,007,000 | 106,074,000 | 112,666,000 | 123,263,000 |
| Interest-bearing deposits | 75,207,000 | 79,113,000 | 86,369,000 | 92,845,000 |
| Noninterest-bearing deposits | 29,800,000 | 26,961,000 | 26,298,000 | 30,418,000 |
| Equity capital | 12,844,000 | 13,217,000 | 13,171,000 | 29,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 3,082,000 | 4,891,000 | 7,006,000 |
| Interest expense | 411,000 | 881,000 | 1,461,000 | 2,204,000 |
| Net interest income | 1,067,000 | 2,201,000 | 3,430,000 | 4,802,000 |
| Noninterest income | 123,000 | 261,000 | 436,000 | 619,000 |
| Noninterest expense | 762,000 | 1,540,000 | 2,466,000 | 3,465,000 |
| Provision for loan losses | 50,000 | 125,000 | 165,000 | 204,000 |
| Pretax income | 378,000 | 797,000 | 1,235,000 | 1,752,000 |
| Income tax | 133,000 | 282,000 | 425,000 | 586,000 |
| Net income | 245,000 | 515,000 | 810,000 | 1,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,109,000 | 13,327,000 | 13,366,000 | 29,302,000 |
| Total capital | 13,904,000 | 14,200,000 | 14,279,000 | 30,257,000 |
| Risk-weighted assets | 94,175,000 | 102,929,000 | 107,966,000 | 122,078,000 |