Call reports 2003
OLD LINE BANK — 2003
What OLD LINE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 83,071,000 | 93,268,000 | 89,282,000 | 89,094,000 |
| Total loans | 48,177,000 | 51,091,000 | 58,896,000 | 60,064,000 |
| Allowance for loan losses | 426,000 | 469,000 | 524,000 | 547,000 |
| Securities available for sale | 11,976,000 | 11,353,000 | 14,099,000 | 17,381,000 |
| Securities held to maturity | 5,903,000 | 3,805,000 | 0 | 1,504,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,053,000 | 75,925,000 | 72,141,000 | 69,324,000 |
| Interest-bearing deposits | 54,870,000 | 56,639,000 | 54,116,000 | 49,423,000 |
| Noninterest-bearing deposits | 18,183,000 | 19,286,000 | 18,025,000 | 19,901,000 |
| Equity capital | 5,652,000 | 12,765,000 | 12,246,000 | 12,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,915,000 | 2,938,000 | 3,998,000 |
| Interest expense | 342,000 | 669,000 | 981,000 | 1,260,000 |
| Net interest income | 621,000 | 1,246,000 | 1,957,000 | 2,738,000 |
| Noninterest income | 105,000 | 254,000 | 378,000 | 510,000 |
| Noninterest expense | 544,000 | 1,122,000 | 1,744,000 | 2,392,000 |
| Provision for loan losses | 36,000 | 77,000 | 126,000 | 162,000 |
| Pretax income | 187,000 | 389,000 | 553,000 | 782,000 |
| Income tax | 60,000 | 127,000 | 176,000 | 254,000 |
| Net income | 127,000 | 262,000 | 377,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,640,000 | 12,684,000 | 12,304,000 | 12,455,000 |
| Total capital | 6,066,000 | 13,153,000 | 12,828,000 | 13,002,000 |
| Risk-weighted assets | 56,225,000 | 60,644,000 | 66,050,000 | 66,394,000 |