Call reports 2002
OLD LINE BANK — 2002
What OLD LINE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 61,944,000 | 65,756,000 | 72,318,000 | 72,219,000 |
| Total loans | 35,581,000 | 38,283,000 | 39,846,000 | 43,454,000 |
| Allowance for loan losses | 289,000 | 322,000 | 362,000 | 390,000 |
| Securities available for sale | 10,886,000 | 13,592,000 | 14,080,000 | 13,388,000 |
| Securities held to maturity | 3,500,000 | 1,852,000 | 2,352,000 | 5,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,396,000 | 55,982,000 | 62,154,000 | 62,231,000 |
| Interest-bearing deposits | 43,090,000 | 45,682,000 | 49,575,000 | 49,642,000 |
| Noninterest-bearing deposits | 9,306,000 | 10,300,000 | 12,579,000 | 12,589,000 |
| Equity capital | 5,278,000 | 5,492,000 | 5,650,000 | 5,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,930,000 | 2,936,000 | 3,938,000 |
| Interest expense | 382,000 | 757,000 | 1,138,000 | 1,497,000 |
| Net interest income | 560,000 | 1,173,000 | 1,798,000 | 2,441,000 |
| Noninterest income | 57,000 | 117,000 | 183,000 | 252,000 |
| Noninterest expense | 464,000 | 962,000 | 1,488,000 | 2,084,000 |
| Provision for loan losses | 30,000 | 66,000 | 108,000 | 144,000 |
| Pretax income | 123,000 | 262,000 | 385,000 | 502,000 |
| Income tax | 38,000 | 85,000 | 126,000 | 174,000 |
| Net income | 85,000 | 177,000 | 259,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,312,000 | 5,394,000 | 5,514,000 | 5,583,000 |
| Total capital | 5,601,000 | 5,716,000 | 5,876,000 | 5,973,000 |
| Risk-weighted assets | 42,300,000 | 45,274,000 | 47,748,000 | 50,971,000 |