Call reports 2025
FARMERS SAVINGS BANK — 2025
What FARMERS SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 275,125,000 | 280,749,000 | 286,637,000 | 296,486,000 |
| Total loans | 170,131,000 | 169,570,000 | 170,609,000 | 175,558,000 |
| Allowance for loan losses | 3,919,000 | 3,891,000 | 3,905,000 | 3,909,000 |
| Securities available for sale | 42,665,000 | 42,216,000 | 42,591,000 | 43,398,000 |
| Securities held to maturity | 31,548,000 | 31,747,000 | 29,346,000 | 30,381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,636,000 | 245,702,000 | 250,184,000 | 259,701,000 |
| Interest-bearing deposits | 215,233,000 | 221,336,000 | 225,858,000 | 234,109,000 |
| Noninterest-bearing deposits | 25,403,000 | 24,366,000 | 24,326,000 | 25,592,000 |
| Equity capital | 25,502,000 | 25,885,000 | 27,550,000 | 28,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,509,000 | 7,223,000 | 11,150,000 | 14,949,000 |
| Interest expense | 1,697,000 | 3,593,000 | 5,529,000 | 7,496,000 |
| Net interest income | 1,812,000 | 3,630,000 | 5,621,000 | 7,453,000 |
| Noninterest income | 166,000 | 395,000 | 615,000 | 784,000 |
| Noninterest expense | 1,698,000 | 3,089,000 | 4,469,000 | 5,982,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 347,000 | 1,007,000 | 1,836,000 | 2,310,000 |
| Income tax | 15,000 | 36,000 | 54,000 | 72,000 |
| Net income | 332,000 | 971,000 | 1,782,000 | 2,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,566,000 | 30,627,000 | 31,440,000 | 31,430,000 |