Call reports 2024
FARMERS SAVINGS BANK — 2024
What FARMERS SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 235,245,000 | 235,483,000 | 240,006,000 | 244,063,000 |
| Total loans | 138,652,000 | 138,543,000 | 137,170,000 | 141,867,000 |
| Allowance for loan losses | 3,925,000 | 3,928,000 | 3,928,000 | 3,915,000 |
| Securities available for sale | 40,291,000 | 40,117,000 | 41,976,000 | 39,394,000 |
| Securities held to maturity | 22,374,000 | 22,430,000 | 22,381,000 | 31,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,825,000 | 200,978,000 | 203,937,000 | 209,604,000 |
| Interest-bearing deposits | 184,772,000 | 185,460,000 | 188,483,000 | 191,928,000 |
| Noninterest-bearing deposits | 16,053,000 | 15,518,000 | 15,454,000 | 17,676,000 |
| Equity capital | 25,112,000 | 24,949,000 | 26,824,000 | 25,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,948,000 | 5,868,000 | 8,989,000 | 12,200,000 |
| Interest expense | 1,526,000 | 3,171,000 | 4,930,000 | 6,681,000 |
| Net interest income | 1,422,000 | 2,697,000 | 4,059,000 | 5,519,000 |
| Noninterest income | 136,000 | 269,000 | 402,000 | 544,000 |
| Noninterest expense | 1,104,000 | 2,241,000 | 3,331,000 | 4,636,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 454,000 | 725,000 | 1,130,000 | 1,427,000 |
| Income tax | 23,000 | 49,000 | 72,000 | 74,000 |
| Net income | 431,000 | 676,000 | 1,058,000 | 1,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,530,000 | 31,603,000 | 31,898,000 | 32,043,000 |