Call reports 2023
FARMERS SAVINGS BANK — 2023
What FARMERS SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 230,325,000 | 232,147,000 | 239,966,000 | 255,507,000 |
| Total loans | 136,018,000 | 132,729,000 | 134,752,000 | 138,342,000 |
| Allowance for loan losses | 4,033,000 | 4,016,000 | 4,016,000 | 4,027,000 |
| Securities available for sale | 40,267,000 | 39,110,000 | 36,932,000 | 40,382,000 |
| Securities held to maturity | 21,890,000 | 21,943,000 | 21,941,000 | 22,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,477,000 | 198,600,000 | 208,404,000 | 220,930,000 |
| Interest-bearing deposits | 178,152,000 | 181,067,000 | 192,835,000 | 202,424,000 |
| Noninterest-bearing deposits | 18,325,000 | 17,533,000 | 15,569,000 | 18,506,000 |
| Equity capital | 24,256,000 | 23,824,000 | 21,887,000 | 24,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,523,000 | 5,105,000 | 7,876,000 | 10,889,000 |
| Interest expense | 1,007,000 | 2,196,000 | 3,572,000 | 5,165,000 |
| Net interest income | 1,516,000 | 2,909,000 | 4,304,000 | 5,724,000 |
| Noninterest income | 133,000 | 256,000 | 386,000 | 544,000 |
| Noninterest expense | 1,053,000 | 2,207,000 | 3,237,000 | 4,581,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 596,000 | 958,000 | 1,453,000 | 1,687,000 |
| Income tax | 36,000 | 73,000 | 109,000 | 93,000 |
| Net income | 560,000 | 885,000 | 1,344,000 | 1,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,789,000 | 30,833,000 | 31,150,000 | 31,100,000 |